An issue with the UTL_FILE and file permissions

Configuration in which only local user is able to write to indicated directory through UTL_FILE running sqlplus, and for any remote access or access by other users, the code will not work properly Some time ago we met with a little weird behavior of a test database. The code in a package did some processing and wrote to specified directory. However it worked only if the user was logged on the database host as him. Calling the code remotely or locally from a different user (also the database owner) ended always with error about wrong operation on file (the writes were issued through UTL_FILE).
The os directory, which was aliased in the database, had mask 0777, so though not owned by oracle, should be accessible by the database.

The explanation is the following:
While the aliased directory was accessible to anybody, the parent directory to it (ie. home directory of the user) was accessible only to him and his group. Thus if any user tried to use the code, the database can not have written to the destination as it requires at least rX permissions on every directory level. To make the code run was to add the oracle user to the local user group or change permissions on the local user home or anything like that.
But why the local user was able to perform the code successfully? This is bound with the way the connection to the database is handed to a user client. When it is done through listener simplifying it prepares a process/dispatcher, then forwards the connection information to the client. If dealing with connection locally it is done differently - the database process becomes a child of the local user session and inherits user' permissions and thus is able to write to the otherwise inaccessible file.